Monday, February 15, 2021If you’re in a car accident and your car is totaled, you probably assume that your insurance will foot the bill for replacing your car. In some cases, this may be true. In others, though, your insurance policy may only cover the cost of what your car is currently worth. READ MORE >>
Wednesday, January 27, 2021The vast majority of American businesses offer health insurance benefits for qualifying employees through group health plans. Under a group plan setup, costs are shared by both employers and employees, allowing participants to receive crucial health insurance benefits at a fraction of the cost they would pay if they bought their coverage alone. READ MORE >>
Tuesday, December 22, 2020 Purchasing contractors insurance is simply one of the many responsibilities that contractors face in the course of their business. While it is important to find the best coverage for your operations, it is also important to save as much money as you can. READ MORE >>
Wednesday, December 2, 2020 There are two common types of auto insurance that can protect you if your vehicle is damaged. Collision insurance protects your vehicle in case of a collision with another object or vehicle. Comprehensive insurance protects your vehicle from a wide range of factors, such as theft and natural disasters. READ MORE >>
Tuesday, September 22, 2020 Directors and officers insurance (D&O insurance) is designed to cover key members of your business in case of a personal lawsuit. A single policy is generally geared to cover every director and officer that is key to the business as specified by the employer. This can mean directors, officers, senior managers, secretaries and more. READ MORE >>
Wednesday, August 5, 2020 Most people have a general liability policy through their home insurance coverage. While this coverage is comprehensive enough for many homeowners, it may not be enough to suit everyone. A personal umbrella liability policy covers liability incidents that reach their limits. READ MORE >>
Tuesday, January 14, 2020Directors and Officers insurance provides protection for board members and the organization they serve from lawsuits filed against a board member. But what about when that director or officer is gone? Does D&O insurance still cover them? In short, yes. While the D&O policy is in place, current, former and future employees are covered. READ MORE >>
Friday, December 6, 2019With a homeowner’s insurance policy, you may think all your belongings are covered in case of disaster. Unfortunately, this isn’t always true. Homeowner’s insurance doesn’t cover everything, and some valuable items may not be covered, or may not be covered up to their full replacement cost. READ MORE >>
Wednesday, November 6, 2019Umbrella insurance acts as a liability safety net for your other policies: When your auto and home liability limits are depleted, your umbrella kicks in to back you up. Umbrella insurance provides additional liability coverage for you and your family in the event of an at-fault accident or if someone sues you. READ MORE >>
Wednesday, October 23, 2019When looking to reduce workers’ compensation insurance costs, many employers look into to the addition of a wellness program for their workplace. Undoubtedly, wellness programs can offer tangible results when it comes to workplace injuries, absences and overall satisfaction with the work environment from employees. READ MORE >>
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