Wednesday, August 5, 2020 Most people have a general liability policy through their home insurance coverage. While this coverage is comprehensive enough for many homeowners, it may not be enough to suit everyone. A personal umbrella liability policy covers liability incidents that reach their limits. READ MORE >>
Tuesday, January 14, 2020Directors and Officers insurance provides protection for board members and the organization they serve from lawsuits filed against a board member. But what about when that director or officer is gone? Does D&O insurance still cover them? In short, yes. While the D&O policy is in place, current, former and future employees are covered. READ MORE >>
Friday, December 6, 2019With a homeowner’s insurance policy, you may think all your belongings are covered in case of disaster. Unfortunately, this isn’t always true. Homeowner’s insurance doesn’t cover everything, and some valuable items may not be covered, or may not be covered up to their full replacement cost. READ MORE >>
Wednesday, November 6, 2019Umbrella insurance acts as a liability safety net for your other policies: When your auto and home liability limits are depleted, your umbrella kicks in to back you up. Umbrella insurance provides additional liability coverage for you and your family in the event of an at-fault accident or if someone sues you. READ MORE >>
Wednesday, October 23, 2019When looking to reduce workers’ compensation insurance costs, many employers look into to the addition of a wellness program for their workplace. Undoubtedly, wellness programs can offer tangible results when it comes to workplace injuries, absences and overall satisfaction with the work environment from employees. READ MORE >>
Friday, September 20, 2019Beach houses are near the beach for a reason—you want to enjoy the sun, sand, and surf. It’s when surf becomes a problem, however, that you have reason to be concerned about your property’s security. That’s why many beach house owners must carry flood insurance. READ MORE >>
Tuesday, July 23, 2019Contractors do a lot of handy work for numerous clients. Given that any construction, repairs, manufacturing or remodels will involve numerous steps, you probably will need numerous tools. Still, if you are the contractor in charge of any job, then you have a business interest in the job and the tools required of you. READ MORE >>
Monday, June 10, 2019If you have more than one car in your household, you need insurance on all of them. However, why should you have to worry about paying for multiple policies? If you’re able to, why not let a multi-car auto insurance policy insure you instead? READ MORE >>
Wednesday, May 1, 2019A pool on your home’s property is likely something that costs a pretty penny to install. It also requires ongoing maintenance and upkeep costs. In other words, your pool is an investment, and you don’t want to lose everything you have paid for over the years. READ MORE >>
Monday, April 8, 2019Businesses want to safeguard those at the top, like CEOs and governing boards. Many entities invest in directors & officers (D&O) insurance to protect these parties. It is a personalized level of protection for those who make the decisions. However, even a D&O policy is not a catch-all type of coverage. READ MORE >>
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