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Home > Blog > McFarlin Insurance Agency Blog: coverage
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McFarlin Insurance Agency Blog: coverage

View the latest blog posts from McFarlin Insurance Agency.

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Wednesday, January 4, 2023

What Type Of Insurance Should An Independent Contractor Carry?

No matter whether you have a specialty or offer general contracting services, it’s important to carry the right type of insurance to protect yourself and your business. There are several different policies and coverages available, but it can be hard to tell which ones are best for your business. READ MORE >>

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Thursday, December 22, 2022

Do I Need Short-Term or Long-Term Disability Insurance?

Disability insurance is designed to protect individuals while they are unable to work due to an illness or disability. Not all disability insurance policies are created equal, however, and certain plans are created to serve different purposes. READ MORE >>

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Thursday, November 3, 2022

5 Questions to Ask at Your Next Physical

While diet, exercise and other lifestyle choices are a good indicator of your health, you don’t see the bigger picture until you find out what’s going on internally during your yearly physical. In order to make the most of the appointment and take control of your own health, ask your doctor these five questions. READ MORE >>

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Wednesday, August 10, 2022

Should Renters Have Flood Insurance of Their Own?

As a renter, your risks of facing flood damage after a storm are just as high as those of a property owner. Yet, you may not have coverage for the losses you suffer from such an event. Flood insurance for renters may be very valuable as it can help to safeguard your possessions in the event of water damage. READ MORE >>

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Monday, July 25, 2022

5 Ways to Keep Your Home Claim Free While on Vacation

One of the biggest mistakes a homeowner can make when they are finalizing the details of a vacation is to let the excitement and anticipation of their journey overwhelm their better judgment, which can cause them to leave their home unprotected. READ MORE >>

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Tuesday, June 21, 2022

6 Tips To Lower Your Auto Insurance

Auto insurance can be a big expense, but it’s a necessary one. Fortunately, there are ways to lower your premiums, if you take the time and initiative to carry out a few tasks. Here are six actions you can do to help lower your next bill:   1. Raise Your Deductible   READ MORE >>

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Wednesday, May 11, 2022

How to Reduce Workers’ Comp Claims by Improving Ergonomics

Ergonomics is the science of optimizing an environment for maximum safety and efficiency. In the workplace, emphasizing ergonomics will not only improve your bottom line and boost employee satisfaction, but it will also reduce the number of workers’ compensation insurance claims made as a result of improving safety. READ MORE >>

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Wednesday, April 13, 2022

How is Non-Profit Insurance Different than Business Insurance?

Even if you’re providing free services to the needy, you’ll likely need nonprofit insurance. It’s important to maintain comprehensive liability coverage so that your non-profit is well-prepared to run smoothly in the event of a financial disaster.  READ MORE >>

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Tuesday, March 15, 2022

The Importance of Two-factor Authentication

As cyber attacks become more and more common, protecting your data is increasingly difficult. In fact, a study from Juniper Research found that by 2023, cyber criminals are expected to steal an estimated 33 billion records.  READ MORE >>

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Monday, February 14, 2022

Insuring Your Contracting Business

Like any business, contractors have their own unique risks. Get the protection you need with the right insurance policies. Discuss the following (and additional) options with your independent insurance agent to build an appropriate insurance package for your business.    READ MORE >>

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