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Home > Blog > McFarlin Insurance Agency Blog Page 13
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McFarlin Insurance Agency Blog Page 13

View the latest blog posts from McFarlin Insurance Agency.

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Tuesday, January 22, 2013

Take Care Of Employees, Take Care Of Business

Many employers are recognizing that the key to maintaining a productive workplace is to invest in a good health insurance plan. In doing so, relations with employees are improved significantly. However, having a company's insurance plan that pleases employees can be costly to a business. READ MORE >>

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Saturday, December 29, 2012

Worker's Compensation: What Are The Legal Rights?

As a business owner it is important to understand the legal rights of employees when it pertains to workers compensation rights. Although workers compensation laws may vary from state to state, it is essential that any business that has employees carry workers compensation insurance. READ MORE >>

Wednesday, November 21, 2012

Patient Protection and Affordable Care Act

PPACA Aka: ACA or Obamacare Patient Protection and “Affordable” Care Act Overview- Passed March 23, 2010 and affirmed by Supreme Court June 28, 2012.  This law creates many provisions to regulate the insurance companies, employers, and individuals for the purpose to ensure everyone has affordable health insurance. READ MORE >>

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Wednesday, November 7, 2012

What Types of Insurance Does a 1099 Contractor Need

1099 contractors need insurance in order to protect their business. In addition to this, certain specific jobs they may wish to bid on have a prerequisite of insurance coverage of different kinds. Some jobs are so rigid about these rules to such an extent that the contractor is not allowed to bid on the projects unless they have the specified coverage. READ MORE >>

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Friday, October 12, 2012

Tips to Choose the Right Insurance for Roofers

Roofing is a very risky task. Since roofers work on the tops of buildings, even a small accident may result in serious or fatal injuries. Thus, roofers and roofing companies need to get the appropriate roofer’s insurance to protect themselves against unexpected accidents during work. READ MORE >>

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Wednesday, September 19, 2012

Commercial Property Insurance and Your Equipment

Some business owners are under the assumption that commercial property insurance will cover all property belonging to their business – unfortunately, this isn’t always the case. Commercial property insurance will not cover things like equipment breakdown and that will create a benefits gap as well as a loss of business most companies can’t afford. READ MORE >>

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Wednesday, August 22, 2012

Insurance and Good Faith

The concept of mitigating potential damages to property seems like it's about as old as time. There is evidence that dating as far back as 3000 BC risks of the loss of ship borne cargo were mitigated – not by a policy – but by splitting up shipments through several different vessels so that if one was damaged, the property on the others might still make it to its destination. READ MORE >>

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Wednesday, July 11, 2012

4 Insurance Policies Even a Vampire Would Need

Many people walk around under the illusion that they don't need insurance. Unfortunately, this illusion is a dangerous mirage that can create a perilous financial future for those who buy into it. In order to show you just how necessary insurance is for every individual, let's talk about vampires. READ MORE >>

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Friday, June 15, 2012

Do You Need Identity Theft Insurance?

Electronic devices have become ubiquitous in our culture thanks to the increased efficiency and access they offer. Modern-day technology may make our lives easier but it also exposes us to more risk because most of these devices, such as Smartphones, tablets, laptops, and e-readers, allow us to store and exchange sensitive information with vendors or other people. READ MORE >>

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Tuesday, May 22, 2012

Understanding Risk—From the Insurance Company Perspective

When you consider the risks that you face on a daily basis, you have many different points of data to consider. You know how often you come into contact with, or are exposed to, certain risks; you know how your reactions are to those risks and you know how to avoid risks as well as how likely you are to make the effort to do so. READ MORE >>

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