Monday, July 1, 2013A surety bond is a legal, three-way contract where an investor (surety) agrees to pay an obligee a specified monetary amount in case the principal (obligor) fails to satisfy their contractual obligations. In today’s increasingly competitive market, construction bonds protect the interested parties from the various risks involved in daily business operations. READ MORE >>
Tuesday, June 4, 2013Behind every successful business, you will find a dedicated workforce. When employees feel valued, they reward you with loyalty and productiveness. One way to show employees that they matter is to provide insurance coverage. It goes back to the timeless adage that taking care of people means they will take care of you — and your business. READ MORE >>
Thursday, April 25, 2013As the business world moves into a new digital age, electronic or digital data is becoming one of the biggest assets that many businesses hold. While it’s still important to have a range of physical assets to create products or deliver services, businesses use digital data more and more for... READ MORE >>
Monday, April 1, 2013The simple answer – because you have a smart phone and because you and your business operate online. The more detailed answer? Cyber liability policies apply to any individual or entity (LLC, C-Corp, S-Corp, etc.) that holds or handles Personally Identifiable Information (PII). READ MORE >>
Tuesday, March 26, 2013Most insurance agents and advisers will be both trustworthy and ethical, and will deliver an excellent service to those seeking high end commercial insurance. That being said, there remains a small but growing minority that will attempt to defraud you by providing bogus advice and a fraudulent service. READ MORE >>
Thursday, February 21, 2013Health insurance is one of the many employee benefits packages that employers can create for their staff. It is imperative for human resource managers to understand the fact that motivated employees are naturally more productive than their less motivated counterparts. READ MORE >>
Tuesday, January 22, 2013Many employers are recognizing that the key to maintaining a productive workplace is to invest in a good health insurance plan. In doing so, relations with employees are improved significantly. However, having a company's insurance plan that pleases employees can be costly to a business. READ MORE >>
Saturday, December 29, 2012As a business owner it is important to understand the legal rights of employees when it pertains to workers compensation rights. Although workers compensation laws may vary from state to state, it is essential that any business that has employees carry workers compensation insurance. READ MORE >>
Wednesday, November 21, 2012PPACA Aka: ACA or Obamacare Patient Protection and “Affordable” Care Act Overview- Passed March 23, 2010 and affirmed by Supreme Court June 28, 2012. This law creates many provisions to regulate the insurance companies, employers, and individuals for the purpose to ensure everyone has affordable health insurance. READ MORE >>
Wednesday, November 7, 20121099 contractors need insurance in order to protect their business. In addition to this, certain specific jobs they may wish to bid on have a prerequisite of insurance coverage of different kinds. Some jobs are so rigid about these rules to such an extent that the contractor is not allowed to bid on the projects unless they have the specified coverage. READ MORE >>
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