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McFarlin Insurance Agency Blog Page 10

View the latest blog posts from McFarlin Insurance Agency.

Some business owners are under the assumption that commercial property insurance will cover all property belonging to their business – unfortunately, this isn’t always the case. Commercial property insurance will not cover things like equipment breakdown and that will create a benefits gap as well as a loss of business most companies can’t afford. READ MORE >>

The concept of mitigating potential damages to property seems like it's about as old as time. There is evidence that dating as far back as 3000 BC risks of the loss of ship borne cargo were mitigated – not by a policy – but by splitting up shipments through several different vessels so that if one was damaged, the property on the others might still make it to its destination. READ MORE >>

Many people walk around under the illusion that they don't need insurance. Unfortunately, this illusion is a dangerous mirage that can create a perilous financial future for those who buy into it. In order to show you just how necessary insurance is for every individual, let's talk about vampires. READ MORE >>

Electronic devices have become ubiquitous in our culture thanks to the increased efficiency and access they offer. Modern-day technology may make our lives easier but it also exposes us to more risk because most of these devices, such as Smartphones, tablets, laptops, and e-readers, allow us to store and exchange sensitive information with vendors or other people. READ MORE >>

When you consider the risks that you face on a daily basis, you have many different points of data to consider. You know how often you come into contact with, or are exposed to, certain risks; you know how your reactions are to those risks and you know how to avoid risks as well as how likely you are to make the effort to do so. READ MORE >>

When designing your insurance portfolio, you may want to consider how excess liability insurance fits in. Excess liability can come in the form of an umbrella policy with limits that exceed those of your property and automobile policies. READ MORE >>

I love “Mad Men.”  There’s something about the confidence, late 60’s cool, and the internal misery endured by the characters every season that allows for a great hour-long weekly escape. READ MORE >>

Theft is an unfortunate reality for all business owners. Whether a theft is committed by a total outsider, a customer, or an employee, it is something that your business must try to both prevent and protect itself against. Theft Prevention There are many ways that you can help prevent theft within your business. READ MORE >>

As a director or officer of an organization, you are answerable to many people. As such, it’s easy to imagine that your employees, your shareholders, the other directors and officers on the board, and the customers of the companies you represent could complain about your actions or make certain uncomfortable, even if untrue, accusations. READ MORE >>

There are many ways to drive more clients to your business. You can try marketing and networking, word of mouth, referrals, discounts, coupons and countless other tried and true methods. Two very simple ways that contractors can ensure they get more clients and close more deals, while also protecting themselves, is by having insurance and being bonded. READ MORE >>

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8325 Guilford Rd, Suite A
Columbia, MD 21046


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