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McFarlin Insurance Agency Blog: home insurance

View the latest blog posts from McFarlin Insurance Agency.

Damage to your possessions equals money lost. You can often use your homeowners insurance for reimbursement. Still, maximizing contents coverage means verifying the value of your belongings. How do you make sure you have enough protection? READ MORE >>

Your jewelry has a lot of monetary and sentimental value to you and your family. Rings might symbolize marriages, births and deaths. Necklaces might date back generations. It might not be easy to replace these items should something happen. You might wonder how you can afford to replace these precious items. READ MORE >>

Maybe it is time to build that beach house you’ve always wanted? It’s going to cost a pretty penny, since oceanfront property is not cheap. You’ll want to protect all you put into this special residence.  Beach houses can usually withstand a lot of battering from the elements. READ MORE >>

At times, you might decide to invest in expensive purchases. As you add more expensive items to your personal property, you will see your asset value increase. Adding items like furs, art and jewelry to your property means you also increase your loss risks. READ MORE >>

It’s always important to make your home just right for you and your family. Significant changes to the property can alter its value. Depending on which changes you make, you may also find yourself in need of a new home insurance policy. Home insurance works to protect your home from risks. READ MORE >>

House fires are one of the most common and dangerous forms of property loss a homeowner can face. Your homeowners insurance will likely cover your home and belongings in the event of a fire. But, one of your worst nightmares is to imagine having to use your policy to rebuild following a fire. READ MORE >>

It seems like a fun way to spend some time, but home trampolines can pose a risk to you and your children. If you wish to purchase one, it pays to learn a bit more about the safety risks of these systems, as well as how to minimize those risks to improve your chances of keeping your family safe. READ MORE >>

With interest still low, many consumers are ready to take the leap into home ownership. Most lenders require that you have home insurance, commonly called homeowner’s insurance, that offer protection from loss if your home in damaged or completely lost due to a fire or a natural disaster (excluding flood coverage). READ MORE >>

Every winter, people slip, fall and hurt themselves. Luckily in many cases, the injury consists of just a bruise and medical help is not required. However, some people are not that lucky and find that they have a broken bone or head injury. These more severe injuries often require repeated doctor visits and possibly lost work time. READ MORE >>

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