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McFarlin Insurance Agency Blog: auto insurance

View the latest blog posts from McFarlin Insurance Agency.

Perhaps you have the money to splurge on your next vehicle. A custom-built Porsche might seem much more enticing than a standard vehicle. However, if you’re going to buy an expensive car, consider the cost risks you assume by driving it. Those with expensive cars should consider buying insurance with high coverage. READ MORE >>

Auto insurance policies allow drivers to file a claim when they suffer a loss that the policy covers. Claims are a process in which the policy owner requests the insurer provide payment for the loss suffered. However, there are many instances in which a claim will not receive approval from the insurer. READ MORE >>

You're about to leave the store only to find out that your vehicle's been hit. There's no note left on the car and no one around. How did it happen? And, who is going to pay for that large dent in the side of your car? The first step is to realize that you do have to take action. READ MORE >>

As a new parent, you want to do everything in your power to protect your baby. From the car seat to the crib, you check out the safety facts of each item hoping that your baby remains protected at all times. One of the biggest risks associated with any new baby is riding in the car. READ MORE >>

Most drivers are aware of the importance of maintaining proper tire inflation and keeping an eye on tread wear. What many drivers don't know is that tire rubber gets old and less elastic over time. This phenomenon is similar to what happens to old rubber bands; they lose their elasticity and easily break. READ MORE >>

The hot days of summer often bring humidity and unstable atmospheric conditions that sometimes produce severe thunderstorms. It's always important to take action during these storms to keep you and your family safe, but there are risks to your home and belongings as well. READ MORE >>

If you bump the car in front of you, do you really have to report it to your auto insurance company? If the accident is minor, your first instinct might be to settle it with the other driver. After all, you've heard that if you turn in a claim, there's a possibility your premiums might increase. READ MORE >>

When designing your insurance portfolio, you may want to consider how excess liability insurance fits in. Excess liability can come in the form of an umbrella policy with limits that exceed those of your property and automobile policies. READ MORE >>

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Columbia, MD 21046


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