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McFarlin Insurance Agency Blog

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Maybe it is time to build that beach house you’ve always wanted? It’s going to cost a pretty penny, since oceanfront property is not cheap. You’ll want to protect all you put into this special residence.  Beach houses can usually withstand a lot of battering from the elements. READ MORE >>

One benefit that many businesses offer their employees is group health insurance. It allows employees to enroll on a health plan paid-for in part, or whole, by the business. Recent changes in health care law have actually imposed penalties on businesses that do not offer this coverage if they’re over a certain size. READ MORE >>

Builders risk insurance is a type of property insurance. As the name implies, it covers a property during the construction process. Imagine a home under construction. The same risks can happen to it as can happen to a completed properly, including  fires, theft, and vandalism. READ MORE >>

Perhaps you have the money to splurge on your next vehicle. A custom-built Porsche might seem much more enticing than a standard vehicle. However, if you’re going to buy an expensive car, consider the cost risks you assume by driving it. Those with expensive cars should consider buying insurance with high coverage. READ MORE >>

At times, you might decide to invest in expensive purchases. As you add more expensive items to your personal property, you will see your asset value increase. Adding items like furs, art and jewelry to your property means you also increase your loss risks. READ MORE >>

D&O insurance is important for smaller and larger organizations. This includes executives in retail organizations. Directors & Officers Insurance often seems to apply only to large companies. However, you do not always have to have a large board to need this coverage. READ MORE >>

Business insurance claims occur more often than most assume. Businesses that proceed without this vital form of protection face considerable risk. In the worst scenarios, one of the situations outlined below could put an uninsured company out of business. Take a look at the most common business insurance claims. READ MORE >>

Are you in your 20s? Are you thinking about getting life insurance, but wondering if you’re too young to have coverage? Here are four reasons why to consider getting life insurance in your 20s: Does someone depend on you financially? If so, then you probably need life insurance. READ MORE >>

Having a pet is a lot of fun, but it also comes with risks if you rent your home. Pets might make a mess on carpeting or damage blinds. A pet could also bite or severely injure a guest in your home. Renters with pets should ensure that their renters insurance includes pet liability coverage. READ MORE >>

It’s always important to make your home just right for you and your family. Significant changes to the property can alter its value. Depending on which changes you make, you may also find yourself in need of a new home insurance policy. Home insurance works to protect your home from risks. READ MORE >>

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McFarlin Insurance Agency, LLP
8325 Guilford Rd, Suite A
Columbia, MD 21046

Phone: (410) 312-7800
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